In the section of paragraph 3 “These four key characteristics highlight why grocery data is so insightful for credit scoring people with no credit history”, the term key can be substituted, with no change in meaning, by

In the fragment of paragraph 2, “this represents not just a moral imperative, but also a major opportunity to unlock a new and largely untapped market”, the linking words not just… but also indicate a(an)

In the excerpt of paragraph 1, “Globally, 1.4 billion adults have no access to formal financial services because they lack a credit history”, the pronoun they refers to

The main purpose of the text is to

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“In recent years, English language teaching has shifted toward assessment practices that focus on learning rather than only measuring outcomes. Teachers are encouraged to use continuous feedback, self-assessment tools, and learning portfolios to monitor progress. These strategies help learners understand their strengths, recognize gaps, and make informed decisions about how to improve their linguistic performance.”
BRITISH COUNCIL. Assessment for Learning in English Language Teaching. Londres, 2023. Disponível em: https://www.britishcouncil.org. Acesso em: 10 fev. 2025.

De acordo com o texto, as práticas avaliativas contemporâneas no ensino de Língua Inglesa privilegiam

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Digital tools powered by AI are increasingly used to support language learning classrooms. Instead of replacing communicative activities, these tools offer new opportunities for students to engage in simulated dialogues, receive instant feedback, and experiment with multiple forms of expression. Teachers report that AI expands the possibilities for personalized tasks, reinforcing the principles of communicative and task-based approaches.
EDUTOPIA. How AI tools support language learning in the classroom. 2024. Disponível em: https://www.edutopia.org. Acesso em: 10 fev. 2025. (Fonte inspirada: Edutopia / TESOL Blog, 2024).


Com base no excerto, o uso de ferramentas digitais, impulsionadas por inteligência artificial, se relaciona a abordagens de ensino que

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Com base na imagem, recursos tecnológicos utilizados no ensino inclusivo de Língua Inglesa podem

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CHARGE/ANÚNCIO. In: SARMENTO, Leila Lauar. Gramática em textos. Belo Horizonte: Dimensão: Dimensão, s.d., p. xx.

Considerando o uso de tecnologias educacionais no ensino de Língua Inglesa, ferramentas baseadas em inteligência artificial podem

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As extreme weather events become more frequent, scientists emphasize that international cooperation is essential. They argue that isolated actions are insufficient, as climate change ignores borders and affects communities across the globe.
THE GUARDIAN. Extreme weather events highlight need for global climate cooperation. Londres, 2024. Disponível em: https://www.theguardian.com. Acesso em: 10 fev. 2025.

No trecho, a expressão “climate change ignores borders” constitui um exemplo de personificação porque

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Literacy plays a key role in learners’ ability to participate fully in society. Current educational policies emphasize not only reading and writing skills, but also critical thinking, digital literacy, and the development of autonomous learning strategies. Teachers are expected to create learning environments in which students interpret texts, collaborate, and make informed decisions about how to express ideas.
UNESCO. Literacy and Education: Global Literacy Outlook 2024. Paris: UNESCO, 2024. Disponível em: https://www.unesco.org/en/literacy. Acesso em: 10 fev. 2025.

O texto destaca que, no processo contemporâneo de ensino e aprendizagem de línguas, o desenvolvimento da autonomia do estudante está relacionado à